Benefit Services Incorporated is an independent employee benefit broker. We specialize in hands-on personalized service, offering concierge level attention that only a small local firm can effectively provide. We partner with our clients to proactively develop customized innovative solutions to all their benefits, retirement, compensation and compliance needs.

Group Medical & Dental: Local and national; High Deductible Plans with HRA and HSA (Health Reimbursement Accounts & Health Savings Accounts), Funding Options: Fully Insured, Partially Self-funded
Retirement Plans: 401(k)’s, Profit Sharing & Pension Plans
Group Life and AD&D
Group Short and Long Term Disability: Contributory and Non-contributory
Voluntary Benefits: Life/Disability, Dental, Long Term Care
BerniePortal: a state-of- the-art software platform that combines benefits expertise with modern HR and Benefits technology. Through the technology, Benefit Services’ clients will be able to take the full HR management process online, making everything from onboarding to benefits administration intuitive and efficient.
Other Services: Group Long Term Care, Employee Assistance Programs, Flexible Spending Accounts, COBRA, International Benefits

Consulting Services include:

  • Full market tests for all lines of coverage
  • Strategic planning to establish short and long range goals
  • Assisting in implementation of insurance programs
  • Feasibility studies for Self-Funding funding arrangements
  • Review of group contracts, plan documents, certificates and booklets
  • Assisting with day-to-day problem-solving; liaison between client and vendors
  • Assisting in the development of employee communications
  • Renewal negotiations
  • Mergers/Acquisitions: impact study; financial projects; assistance with plan terminations
  • Legislative/Regulatory Guidance