Our Services
Benefit Services Incorporated is an independently owned family business. Therefore, we can provide our clients with the personal attention and exceptional service that many larger firms can't match. See the right sidebar for details of many of our services.
Our List of Services
Group Medical: HMO, PPO: local and national; High Deductible Plans with HRA and HSA (Health Reimbursement Accounts & Health Savings Accounts) Funding Options: Fully Insured, Partially Self-fundedGroup Dental
Retirement Plans: 401(k)'s, Profit Sharing & Pension Plans
Group Life and AD&D
Group Short and Long Term Disability: Contributory and Non-contributory
Voluntary Benefits: Life/Disability, Dental, Long Term Care
Group Long Term Care
Employee Assistance Programs, Flexible Spending Accounts, COBRA
International Benefits
Consulting Services include:
- Full market tests for all lines of coverage
- Strategic planning to establish short and long range goals
- Assisting in implementation of insurance programs
- Feasibility studies for alternative funding arrangements
- Assisting in the review of group contracts, plan documents, certificates and booklets
- Assisting our clients with their day-to-day problem-solving; liaison between client and vendors
- Assisting in the development of employee communications
- Renewal negotiations
- Mergers/Acquisitions: impact study; financial projects; assistance with plan terminations
- Legislative/Regulatory Guidance
